When renting a car, price is usually the most striking factor. But the real difference is made by the insurance (kasko) packages and additional protections you choose during the rental. In this guide, as of July 2025, you will see which options are available for rental car insurances, what they cover, and which ones are more logical in terms of price-performance balance. Of course, all recommendations are presented in compliance with the RentiCar platform!

Mandatory Traffic Insurance (DTS)

The basic insurance that is legally mandatory for all vehicles.
What does it cover?

Personal and material damages caused to the other party in a traffic accident

Legal coverage against third parties

What is it for?
This insurance comes into play if you damage another vehicle or person with the car you rented. However, it does not cover damages to your own vehicle!

Collision Damage Waiver (CDW)

Coverage:

Damage to the vehicle as a result of an accident

Colliding with other vehicles

Maintenance and repair costs in roadside accidents

Also known as CDW/LP = Collision Damage Waiver / Loss Protection.

CDW: Covers vehicle damage in cases of damage such as collision.

LP: Comes into play in cases of theft or total loss.

Note: Most CDW packages include a certain "excess" (deductible). This means there is a minimum amount you have to pay if damage occurs.

Zero Excess – or “Full Coverage”

It is possible to reduce the excess amount to zero by paying extra on top of CDW.
Advantages:

You will not have to pay out-of-pocket even for the slightest damage to the vehicle.

Provides safe and fully covered driving.

Disadvantages:

Increases the price when added to the daily rental fee.

Mini Kasko (Super CDW, Partial Waiver)

A mid-level package that offers a reduced excess amount, close to zero excess.
For example:

While the standard CDW excess amount is 1500 TL, with mini kasko, this can be reduced to 500 -700 TL.

Offering a small difference for extra protection is a frequently preferred option.

Theft Protection (TPL – Theft Protection)

Insurance valid in case of theft or vehicle being stolen.
Full Coverage (TP): Theft is also covered along with CDW.
Partial TP: Subject to a fixed excess.

Tire, Glass, Mirror Protection

Often overlooked details in rental cars:

Tire puncture or damage

Glass breakage

Scratches/impacts on exterior mirrors

While some insurance packages exclude these, protection added with "comprehensive" or additional coverage ensures you don't encounter surprises on the road.

Roadside Assistance and 24/7 Support

Tire change

Battery jump start

Fuel top-up (if the driver forgets fuel)

Towing and service assistance

A very useful support package to avoid being stranded with a rental car.

Additional Driver and Insurance Compatibility

If more than one person will be driving the vehicle, the *additional driver option must be added. Otherwise:

In case of an accident, all insurance may become invalid

The damage may be entirely billed to the renter

How to Choose on RentiCar?

When making a reservation through RentiCar:

Select the vehicle segment.

Proceed to the “Additional Services” or “Insurance & Protection” section.

While DTS is already included, options such as CDW, Mini Kasko, Zero Excess, TP, Tire/Glass Package, Roadside Assistance are easily displayed.

You can see the total price instantly by making your selection according to your needs.

With the RentiCar interface, which leaves no room for confusion in any situation, you can clearly see what each option adds to you and avoid unnecessary extra expenses.RentiCar.

Which One to Choose and When?

Situation	Recommendation
Short city trips	Standard CDW is sufficient
Long trips or crowded cities	Prefer Mini or Zero Excess CDW
Challenging weather conditions like Antalya, Eastern Black Sea	Combine with tire/glass protection & roadside assistance
Regions with high risk of vehicle theft	Include TP protection
Family or group trips with additional drivers	Ensure additional driver + insurance match

Use Your Head for Safe Travels

Although insurance packages may seem to increase the initial cost, they prevent you from emptying your pockets in case of even the slightest damage or tire puncture. Popular in July 2025, Mini CDW and Zero Excess options offer great advantages for users who prefer medium and long-term holidays.

With RentiCar, you can view individual insurance options and compare kasko packages. This way, you can go on a fully protected journey without making unnecessary payments. If you're ready, choose your car and start a summer getaway full of confidence with RentiCar!

Highlights

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What Do Insurance Options Mean? July 2025 Updated Guide

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